The cost of living is brutal. The beer money is free.

Share trading app from Tiger Brokers. Buy ASX and US stocks with low brokerage.

Live tutorial inside.

Multi-currency travel money card. Load it up and spend overseas without the usual FX fees.

Brisbane-based crypto exchange, one of Australia's most popular, with 400+ coins and easy AUD deposits.

One of Australia's longest-running crypto exchanges, beginner-friendly and AUSTRAC-registered.

Slick app-only digital bank backed by Bendigo Bank, with smart saving tools and no monthly fees.

Aussie crypto app (formerly CryptoSpend) for buying, selling and spending crypto with a linked card.

Micro-investing app that rounds up your spare change and invests it in diversified portfolios.

Newer rewards app with a tiered welcome bonus. Worth the hour or two it takes to set up.

Financial wellness app that tracks your credit score, debts and bills in one place.

Veteran Australian crypto exchange, trading since 2013 and one of the country's originals.

Investing platform that lets you buy fractions of Australian, NZ and US shares from tiny amounts.

Live-shopping marketplace where sellers auction collectibles, trading cards and streetwear in real time.

Australia's best-known buy-now-pay-later. Split any purchase into four interest-free instalments.

Works instore (even fuel & groceries), online, or on gift cards.

Set-and-forget micro-investing app. Pick a managed portfolio and drip money in from small amounts.

Aussie savings app that targets steady fixed-income returns on your balance. A savings account alternative.

Australian broker for US and ASX shares with flat, low-cost brokerage and a clean app.

Brisbane-based crypto exchange focused on simple AUD trading and low fees.

Digital bank with rewards-earning everyday and savings accounts under the Virgin brand.

Micro-investing app that rounds up everyday purchases and invests the change into crypto and gold.

Low-cost Australian share trading platform covering ASX and US markets.

Australian crypto exchange with over 1,000 coins and straightforward AUD deposits.

One of the world's largest and longest-running crypto exchanges, with deep liquidity and a serious security record.

Crypto.

Australian platform for earning yield on cash and crypto holdings.

Global trading platform best known for social and copy trading across stocks, ETFs and crypto.

Share trading arm of global broker IG, with ASX and international shares on a mature platform.

IG's markets side, with two separate welcome offers running. Check which suits your deposit.

The bigger MooMoo deposit tier: free shares in return for a larger opening deposit.

Major global crypto exchange with deep liquidity and low trading fees.

The larger Tiger Trade deposit tier. Same broker, bigger bonus.

Customer-owned NSW bank, established 1880, with two separate account bonuses on offer.

Global crypto exchange with a prepaid Visa card. The bonus scales with your trading volume.

Cashback portal. Click through before you shop online and earn a percentage back at thousands of stores.

Cashback platform.

UK-born cashback site now in Australia, often carrying the highest cashback rates going.

Cashback platform.

Australian SIM-only mobile provider running on the Optus network.

Discount offer.

Online tax agent service that lodges your tax return for you.

Long-established bank in the Westpac group, with a bonus for opening a new everyday account.

Victoria's regional bank in the Westpac group, with the same style of new-account bonus.

South Australia's regional bank in the Westpac group, with a new-account bonus.

One of the big four banks, with two stackable bonuses worth $150 all up.

Global money super-app with multi-currency accounts, cards, budgeting tools and crypto in one.

Works in NZ too. Deposit detail to be confirmed.

Australian paid-survey panel known for some of the highest payouts per survey.

Works in NZ too.

Long-running Australian survey and rewards panel with a steady stream of paid surveys.

Works in NZ too.

Survey site that pays a cash bonus just for registering.

Survey panel run by global market researcher Ipsos, with frequent survey invites.